The Unshakable Investor

Unshakable ZIP Data 12188 | Waterford, NY Housing Market

Waterford · Saratoga County · Albany-Schenectady-Troy, NY metro · New York · Data updated June 19, 2026

The median sale price in ZIP 12188, Waterford, New York is $323,904 at $213 per square foot. 20 single-family homes sold in the latest period, up 15.1 percent from a year earlier. Homes sit a median of 6 days on market with 1.8 months of supply. Sellers are getting 102.0 percent of list price and 52.6 percent of homes sold above asking.

Seller's market. No room for sloppy offers.

Value anchors

MetricValueYear over year
Average single-family value$388,764
Average price per sq ft$256
Median sale price$323,904
Median sale price per sq ft$213
Median home size1,521 sq ft
Median new listing price$337,118+2.2%
National size rank9,193

Sales activity

MetricValueYear over year
Homes sold20+15.1%
Median days on market6 days
Months of supply1.8 months
New listings27-16.9%
Active listings35-6.7%
Pending sales21-11.3%

Pricing power

MetricValueYear over year
Average sale-to-list ratio102.0%-1.5 pts
Share sold above list52.6%-12.1 pts

Bedroom value anchors

Average values by bedroom count. Value anchors for orientation, not appraisals.

2-bedroom
$321,302
3-bedroom
$377,779
4-bedroom
$481,136
5-bedroom
$487,160

These figures describe the single-family market for Waterford, New York ZIP 12188. They are market context, not a substitute for sold comps or a formal appraisal.