The Unshakable Investor

Unshakable ZIP Data 32407 | Panama City Beach, FL Housing Market

Panama City Beach · Bay County · Panama City, FL metro · Florida · Data updated June 19, 2026

The median sale price in ZIP 32407, Panama City Beach, Florida is $364,892 at $236 per square foot. 187 single-family homes sold in the latest period, up 57.5 percent from a year earlier. Homes sit a median of 77 days on market with 6.2 months of supply. Sellers are getting 96.2 percent of list price and 3.3 percent of homes sold above asking.

Buyer leverage market. Negotiate hard.

Value anchors

MetricValueYear over year
Average single-family value$377,110
Average price per sq ft$244
Median sale price$364,892
Median sale price per sq ft$236
Median home size1,546 sq ft
Median new listing price$381,737-3.8%
National size rank8,832

Sales activity

MetricValueYear over year
Homes sold187+57.5%
Median days on market77 days
Months of supply6.2 months
New listings256-15.8%
Active listings607-12.2%
Pending sales213+40.0%

Pricing power

MetricValueYear over year
Average sale-to-list ratio96.2%-0.6 pts
Share sold above list3.3%-0.9 pts

Bedroom value anchors

Average values by bedroom count. Value anchors for orientation, not appraisals.

1-bedroom
$320,957
2-bedroom
$381,185
3-bedroom
$412,671
4-bedroom
$529,140
5-bedroom
$644,895

These figures describe the single-family market for Panama City Beach, Florida ZIP 32407. They are market context, not a substitute for sold comps or a formal appraisal.