The Unshakable Investor

Unshakable ZIP Data 32413 | Panama City Beach, FL Housing Market

Panama City Beach · Bay County · Panama City, FL metro · Florida · Data updated June 19, 2026

The median sale price in ZIP 32413, Panama City Beach, Florida is $489,855 at $341 per square foot. 279 single-family homes sold in the latest period, up 10.7 percent from a year earlier. Homes sit a median of 95 days on market with 8.1 months of supply. Sellers are getting 96.2 percent of list price and 5.2 percent of homes sold above asking.

Buyer leverage market. Negotiate hard.

Value anchors

MetricValueYear over year
Average single-family value$490,777
Average price per sq ft$342
Median sale price$489,855
Median sale price per sq ft$341
Median home size1,435 sq ft
Median new listing price$519,559+4.1%
National size rank7,042

Sales activity

MetricValueYear over year
Homes sold279+10.7%
Median days on market95 days
Months of supply8.1 months
New listings465-13.7%
Active listings1,077-8.0%
Pending sales341+24.3%

Pricing power

MetricValueYear over year
Average sale-to-list ratio96.2%+0.6 pts
Share sold above list5.2%+2.0 pts

Bedroom value anchors

Average values by bedroom count. Value anchors for orientation, not appraisals.

1-bedroom
$333,763
2-bedroom
$454,166
3-bedroom
$552,476
4-bedroom
$709,541
5-bedroom
$1,536,786

These figures describe the single-family market for Panama City Beach, Florida ZIP 32413. They are market context, not a substitute for sold comps or a formal appraisal.