The Unshakable Investor

Unshakable ZIP Data 40823 | Cumberland, KY Housing Market

Cumberland · Harlan County · Kentucky · Data updated June 19, 2026

The median sale price in ZIP 40823, Cumberland, Kentucky is $88,974 at $64 per square foot. 3 single-family homes sold in the latest period, up 208.9 percent from a year earlier. Homes sit a median of 37 days on market with 11.7 months of supply. Sellers are getting 96.5 percent of list price and 0.0 percent of homes sold above asking.

Buyer leverage market. Negotiate hard.

Value anchors

MetricValueYear over year
Average single-family value$67,584
Average price per sq ft$49
Median sale price$88,974
Median sale price per sq ft$64
Median home size1,392 sq ft
Median new listing price$317,288+199.2%
National size rank14,189

Sales activity

MetricValueYear over year
Homes sold3+208.9%
Median days on market37 days
Months of supply11.7 months
New listings11+39.6%
Active listings16+62.1%
Pending sales5+406.8%

Pricing power

MetricValueYear over year
Average sale-to-list ratio96.5%-3.0 pts
Share sold above list0.0%0.0 pts

Bedroom value anchors

Average values by bedroom count. Value anchors for orientation, not appraisals.

2-bedroom
$48,723
3-bedroom
$79,485

These figures describe the single-family market for Cumberland, Kentucky ZIP 40823. They are market context, not a substitute for sold comps or a formal appraisal.