The Unshakable Investor

Unshakable ZIP Data 56320 | Cold Spring, MN Housing Market

Cold Spring · Stearns County · St. Cloud, MN metro · Minnesota · Data updated June 19, 2026

The median sale price in ZIP 56320, Cold Spring, Minnesota is $399,881 at $182 per square foot. 24 single-family homes sold in the latest period, down 18.3 percent from a year earlier. Homes sit a median of 20 days on market with 1.9 months of supply. Sellers are getting 97.8 percent of list price and 4.3 percent of homes sold above asking.

Seller's market. No room for sloppy offers.

Value anchors

MetricValueYear over year
Average single-family value$382,326
Average price per sq ft$174
Median sale price$399,881
Median sale price per sq ft$182
Median home size2,193 sq ft
Median new listing price$438,700+17.9%
National size rank11,462

Sales activity

MetricValueYear over year
Homes sold24-18.3%
Median days on market20 days
Months of supply1.9 months
New listings32-39.8%
Active listings41-40.4%
Pending sales28-34.0%

Pricing power

MetricValueYear over year
Average sale-to-list ratio97.8%-0.9 pts
Share sold above list4.3%-19.8 pts

Bedroom value anchors

Average values by bedroom count. Value anchors for orientation, not appraisals.

2-bedroom
$309,557
3-bedroom
$383,000
4-bedroom
$407,953
5-bedroom
$479,324

These figures describe the single-family market for Cold Spring, Minnesota ZIP 56320. They are market context, not a substitute for sold comps or a formal appraisal.